The best Shopify warranty apps let you add product protection plans to your store and earn revenue on every sale — with zero inventory and zero COGS. The extended warranty market hit $172 billion in 2025 and is growing at 8.8% annually. That's not a number that matters to enterprise retailers only. It matters to you because 55% of consumers opt for extended coverage when buying electronics and appliances — and most Shopify stores don't offer it at all.
Warranty and product protection plans are a zero-inventory, zero-COGS revenue line. A customer buys a $900 product, you offer a 2-year protection plan for $79, and a significant percentage say yes. You didn't manufacture anything. You didn't ship anything extra. That $79 (or a share of it) drops straight to your bottom line.
The catch: not all Shopify warranty apps work the same way. Some let you keep 100% of the revenue but require you to handle claims yourself. Others manage everything — underwriting, claims, customer support — but take the majority of the premium. Picking the wrong model costs you either money or time.
Self-Managed vs Third-Party: The Decision That Shapes Everything
Before comparing individual apps, you need to decide which model fits your business.
Self-managed (self-funded) means you collect the protection fee, keep 100% of it, and handle claims when they come in. Your profit margin is higher, but you carry the risk. If you sell products with low defect rates and manageable shipping damage, this model prints money. If your products break often, you could pay out more than you collected.
Third-party (insurance-backed) means a provider underwrites the protection plan, handles claims, and pays out to customers. You earn a commission — typically 10–30% of each plan sold. Lower margin, but zero risk and zero claims work on your end.
Small stores with tight margins and low return rates usually do better self-managed. Stores selling complex products (electronics, furniture, machinery) where claims can be expensive often prefer third-party coverage.
Best Self-Managed Shopify Warranty Apps
Umbrella: In-House Warranties
Umbrella lets you create and sell extended warranty plans under your own brand. You set the pricing, coverage terms, and claim rules. Customers see your brand — not a third-party provider's logo at checkout.
- Rating: 5.0 stars (9 reviews)
- Pricing: Free plan available with unlimited warranty plans and orders. Paid tiers add features like OEM warranties and dedicated support.
- Best for: Merchants who want full control over warranty pricing and branding. The "Apple Care but for your store" model.
The free tier is genuinely useful — not a crippled trial. You can run unlimited plans and process unlimited orders without paying Umbrella anything. The upgrade path is there when you need claim automation or multi-store support.
Navidium Shipping Protection
Navidium is the most popular self-funded shipping protection app on Shopify, with over 300 reviews and a 5.0-star rating. You add a protection widget to your cart or checkout, collect the fee, manage claims through their dashboard, and keep the profit.
- Rating: 5.0 stars (300+ reviews)
- Pricing: Free plan available. Shopify Plus stores pay $100/month.
- Best for: Stores focused on shipping protection (lost, stolen, damaged packages) rather than extended product warranties.
Navidium's strength is its shipping protection focus. If your main concern is packages that arrive damaged or don't arrive at all — not product defects six months later — this is the sharper tool. The claims portal includes one-click refunds and reorders, which keeps resolution fast.
Simply Shipping Protection
Simply Shipping Protection takes the same self-funded approach as Navidium but gives you more granular control over widget placement and pricing rules.
- Rating: 4.7 stars
- Pricing: Free to install with a free trial.
- Best for: Merchants who want to fine-tune every aspect of their shipping protection — custom pricing per product category, specific widget placement, and detailed control over what's covered.
It's a solid alternative if Navidium feels too opinionated for your setup. The trade-off is a smaller user base and less community documentation.
Best Third-Party Shopify Warranty Apps
Extend
Extend is the largest insurance-backed warranty provider in the Shopify ecosystem. They handle everything: underwriting, claims processing, and customer support. You install the app, configure which products get protection offers, and collect a commission on every plan sold.
- Rating: 4.7 stars
- Pricing: Free to install. Extend takes the majority of the warranty premium; you earn a commission (typically 10–30% depending on volume and category).
- Best for: Mid-to-large stores selling electronics, appliances, or furniture where warranty claims can be expensive and you don't want to carry that risk.
One thing to know: Extend reportedly has a revenue threshold for acceptance. At least one merchant reported being rejected for having under $3 million in annual revenue. If you're a smaller store, verify eligibility before investing setup time.
SureBright Product Protection
SureBright covers both extended warranties and shipping insurance in one app. They partner with you to provide the coverage and share revenue from every plan sold. Their coverage spans over 50 product categories.
- Rating: 5.0 stars (24 reviews)
- Pricing: Free to install. Revenue share model — SureBright estimates merchants earn approximately $20,000 in direct profits for every $1 million in eligible product sales.
- Best for: Stores that want both product warranties and shipping protection from a single provider without managing claims.
The combined warranty-plus-shipping model is SureBright's main advantage. Instead of running Navidium for shipping and Extend for product warranties, you get both in one app. Fewer apps, simpler stack. If you're already running multiple protection tools, an app stack audit can help you consolidate.
Mulberry Product Protection
Mulberry uses AI to automatically classify your product catalog and match eligible products with warranty offers. You install it, their engine scans your products, and protection plans appear on PDPs, in cart, at checkout, and post-purchase.
- Rating: 4.8 stars (24 reviews)
- Pricing: Commission per warranty sold plus a potential monthly platform fee based on your retail revenue.
- Best for: Stores with large catalogs (hundreds or thousands of SKUs) where manually configuring warranty offers per product would take forever.
The AI classification is Mulberry's differentiator. If you sell 500 products across 12 categories, manually setting up warranty plans for each one is a project. Mulberry does it automatically. The trade-off is less granular control over individual plan pricing.
Dyrect: Warranty Registration & Claims
Dyrect takes a different approach. Instead of selling new warranty plans, it focuses on warranty registration and claims tracking for products that already come with manufacturer warranties.
- Rating: Well-reviewed for ease of use and intuitive interface
- Pricing: Free and paid plans available on the Shopify App Store.
- Best for: Brands selling their own manufactured products who need customers to register warranties and track claims — not retailers reselling other brands' products.
If you're a DTC brand that makes its own products and offers a manufacturer warranty, Dyrect handles the registration flow and claim management. It's not a revenue-generating upsell tool — it's an operations tool for warranties you already offer.
Which Shopify Warranty App Is Right for Your Store?
Skip the feature comparison spreadsheet. Answer three questions:
- Do your products break or get damaged often? If yes, go third-party (Extend, SureBright, Mulberry). Let someone else carry the claims risk. If your defect and damage rates are low, self-managed (Umbrella, Navidium) keeps more revenue in your pocket.
- Do you need product warranties, shipping protection, or both? Navidium and Simply focus on shipping. Umbrella, Extend, and Mulberry focus on product warranties. SureBright does both.
- How many SKUs do you have? If you have hundreds of products, Mulberry's AI classification saves hours of setup. If you have a focused catalog, Umbrella's manual control gives you better pricing precision.
Start with one app, run it for 30 days, and check your attachment rate — the percentage of orders that include a protection plan. Most stores see 10–20% attachment rates once the widget is properly placed. If yours is below 10%, experiment with widget placement (cart page tends to outperform product page) and pricing (lower-priced plans have higher opt-in rates). Warranty plans pair well with other AOV tactics like upsell apps and shipping protection apps.
Every order that leaves your store without a protection offer is margin you're leaving on the shelf. Pick an app, install it this week, and let 30 days of data tell you whether to keep it.