Best Shopify Partial Payment and Deposit Apps (2026)

Shopify doesn't support partial payment natively. If you want to collect a deposit at checkout and charge the balance later, you need a third-party app. That's fine for a $30 t-shirt where full upfront payment works. It's a problem when you're selling $2,000 custom furniture, made-to-order wedding dresses, or COD products where 25-35% of orders bounce back undelivered.

Without a partial payment option, you're stuck choosing between losing the sale entirely or eating the risk of producing something the customer might never pay for. Baymard Institute estimates $260 billion in lost orders across the US and EU alone are recoverable through better checkout design — and flexible payment options are a big chunk of that.

Partial payment apps solve this by letting customers put down a deposit upfront and pay the balance later — either automatically, through an invoice, or at delivery. Below are the five best options on the Shopify App Store right now, with real ratings, pricing, and honest trade-offs.

What Do Shopify Partial Payment Apps Do?

A Shopify partial payment app lets customers pay a percentage of the order total at checkout and settle the remaining balance later — through an automatic card charge, a manual invoice, or cash on delivery. Here are the three core workflows:

• Deposit + balance invoice: Customer pays 20-50% at checkout. You send an invoice for the rest when the product is ready to ship. Best for custom and made-to-order products.
• Deposit + auto-charge: Customer's card is saved. The app automatically charges the balance on a date you set. Best for pre-orders with known ship dates.
• Deposit + COD balance: Customer pays a deposit online. The rest is collected as cash on delivery. Best for COD markets where deposits reduce fake orders and return-to-origin (RTO) rates.

Not every app supports all three. That's where the differences matter.

Downpay: Best for Custom and Made-to-Order Products

Rating: 5.0 stars (83 reviews) — Pricing: From $29/month — Built for Shopify

Downpay is the most polished partial payment app on Shopify. It carries the "Built for Shopify" badge, which means it meets Shopify's highest standards for performance and design. If you sell custom furniture, bespoke clothing, or anything with a production lead time, this is the app to start with.

The standout feature is automated balance collection. You set a date or trigger, and Downpay charges the customer's saved card automatically — no manual invoicing. Customers also get a self-service portal to view their payment schedules, which cuts down "where's my balance invoice?" support tickets.

Downpay integrates with Shopify Flow, Hydrogen storefronts, and Shopify APIs, so it fits into custom setups without friction. The trade-off is price: at $29/month for the starter plan (capped at $5,000 in order value), it's the most expensive option on this list. If your order volumes are high, the $99/month Pro plan raises that cap to $25,000.

Best for: Stores selling high-value, made-to-order, or pre-order products that need automated balance charging and a polished customer experience.

SPD Split Payment & Deposit: Best for Payment Flexibility

Rating: 4.9 stars (119 reviews) — Pricing: From $19/month

SPD goes beyond basic deposits. It offers four payment models: deposits, installments, split payments across multiple methods, and shareable payments where multiple people can contribute to one order. That last feature is surprisingly useful for group gifts, corporate purchases, and wedding registries.

The installment system divides the total into equal payments charged automatically on a schedule you define. Unlike BNPL services that take a cut, SPD processes everything through your existing Shopify payment gateway — you keep the full margin.

At $19/month for the starter plan, it's more affordable than Downpay, though the order value cap starts lower at $1,000/month. The $49/month Growth plan raises that to $10,000. Merchants in reviews consistently praise the live chat support, which is available on all paid plans.

Best for: Stores that want multiple payment flexibility options (installments, split payments, shareable payments) beyond simple deposits.

Deposit & Partial Payment Depo: Best for Shopify POS Stores

Rating: 4.6 stars (90 reviews) — Pricing: From $9/month

Depo is one of the few partial payment apps that works with Shopify POS, making it the clear pick if you take deposits in a physical store or at trade shows. It also supports draft orders created through the Shopify admin, which is useful for phone orders and B2B sales.

The deposit flow is straightforward: set a percentage or fixed deposit amount, collect it at checkout, then send invoice reminders for the balance. Depo supports auto-charging saved cards and COD balance collection. Card vaulting lets customers save their payment method for the remaining balance.

Pricing uses a transaction-fee model on top of the monthly subscription. The $9/month Starter plan charges 1% + $0.20 per transaction, while the $149/month Pro plan drops that to 0.5% + $0.10. For high-volume stores, those transaction fees add up — run the math against flat-rate competitors before committing.

Best for: Stores using Shopify POS or draft orders that need in-person deposit collection alongside online partial payments.

Partialy: Best for COD Merchants

Rating: 4.7 stars (45 reviews) — Pricing: Free plan available, paid from $10/month

Partialy is built specifically for COD markets. While other apps on this list focus on card-based deposits and balance invoicing, Partialy's core workflow is collecting a partial payment at checkout and leaving the rest for cash on delivery. Merchants in COD-heavy regions like India, MENA, and Southeast Asia report fewer fake orders and lower RTO rates within the first week of use. (For a deeper comparison with EasySell, see our EasySell vs Partialy breakdown.)

The app lets you set deposit percentages between 20-50% (or fixed amounts) and configure advanced COD rules based on order amount, customer location, product, or discount codes. You can charge higher deposits on orders that look risky and lower deposits on repeat customers. It also adds COD fees and customizable shipping rates.

The free plan covers 25 orders/month, making it a genuine option for small COD stores testing the deposit strategy before committing. Paid plans start at $10/month for 300 orders. The app supports 12 languages out of the box.

Best for: COD-heavy stores in emerging markets that want to reduce fake orders and RTO through partial prepayment.

EasySell: Best When You Need Partial Payments + Order Forms

Rating: 4.9 stars (863 reviews) — Pricing: Free plan available, partial payments from $24.95/month

EasySell isn't a dedicated partial payment app — it's a COD order form builder that includes partial payments as one feature alongside upsells, OTP verification, fraud prevention, and quantity discounts. If you only need deposits, the dedicated apps above will serve you better. But if you're running a COD store and want partial payments bundled with order form optimization, EasySell avoids the cost and complexity of stacking multiple apps.

The partial payment feature is available on the Advanced plan ($24.95/month) and above. It works within EasySell's custom order form — customers see the deposit option alongside other checkout fields, upsells, and quantity offers. The integration is tight because everything runs through one app instead of three separate tools talking to each other.

With 863 reviews and a 4.9-star rating, EasySell has the largest user base on this list. The trade-off is that partial payments aren't the primary focus — you won't get the depth of deposit management features that Downpay or SPD offer, like installment schedules or shareable payments.

Best for: COD merchants who want partial payments bundled with order form customization, upsells, and fraud prevention in a single app.

Quick Comparison Table

*Partial payments require the Advanced plan.

How to Pick the Right Partial Payment App

Start with your use case, not the feature list:

• Selling custom or made-to-order products? Go with Downpay. The automated balance charging and customer portal justify the higher price when you're managing production timelines.
• Need installments, split payments, or group contributions? SPD offers the most payment flexibility at a reasonable price.
• Taking deposits in-store or through the Shopify admin? Depo's POS and draft order support is hard to find elsewhere.
• Running a COD store and want to reduce RTO? Partialy was built for exactly this — and the free plan lets you test it with zero risk.
• Already using EasySell for order forms? Activate partial payments in your existing setup instead of adding another app.

Every app on this list offers a free trial or free plan. Install your top choice, test it on a handful of orders, and watch what happens to your conversion rate and (if you're COD) your RTO numbers. The data will tell you if it's working faster than any comparison table can.